Mr. Franklin Hayford is an Executive Director of Databank Financial Services Ltd., Accra, Ghana. He is a Director of International Bank (Liberia) Ltd, Ghana Reinsurance Company Ltd., Insurance Company of Africa [Liberia], Grace Strategic Ventures Ltd., and Rhun Palm Consult Ltd. Mr. Hayford is also the Resident Director of Databank Securities Ltd, The Gambia. Mr. Hayford has over the years been very active in private business in The Gambia, holding different managerial positions in a number of companies. He represents a number of International Institutions in The Gambia.

Mr. Hayford holds a BSc degree in Management Sciences from the University of Manchester in the U.K. He joined the Board in September 2000.